Commercial Insurance

All companies need Insurance protection across a wide range of exposures, however, in some cases businesses may not be aware of all the Insurance covers they require.

To name but a few:

• Buildings Insurance
• Contents Insurance
• Public Liability Insurance
• Employers Liability Insurance
• Product Liability Insurance
• Stock Cover Insurance
• Business Interruption Insurance
• Goods in Transit Insurance
• Legal Protection Insurance
• Intellectual Property Rights Insurance
• Directors and Officers Insurance
• Professional Indemnity Insurance
• Mergers Acquisition Insurance
• Warranties Insurance

The very important insurance covers that a business or a company need to consider are Public and Employers Liability Insurance. In fact, Employers Liability Insurance is statutory and must be arranged if you are a limited company, PLC or indeed if you employ anyone, even if this is on a part time bases.

You should also retain your Employers Liability Certificate for a period of 40 years.

Other Insurances will depend on the individual needs of each business.

Professional Insurance Agents Ltd, deal only with Commercial Insurances, and act on behalf of companies wishing to obtain cover for their businesses in the U.K. or worldwide. We are able to obtain terms from most of the major Insurance providers and from the Lloyds market, at competitive rates, offering worldwide Insurance covers and in some cases this will include cover extending and incorporating USA/Canada.